One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India. The company provides a suite of payment services for consumers and merchants to make and receive payments in a secure manner both online and in-store; and lifestyle commerce services, such as ticketing, travel, entertainment, gaming, food delivery, ride hailing, and other services. It also offers software and cloud services for merchants, including billing, ledger, vendor management, customer promotions, and catalogue and inventory management; and business management tools comprising real time bank settlement and analytics, reconciliation services, banking services, access to financial services, and business growth insight tools to measure their business performance, as well as software and cloud services to enterprises, telecom companies, and digital and fintech platforms to track and enhance customer engagement, build payment systems, and unlock customer insights. In addition, the company provides mobile banking services for individuals, small and medium enterprises, and large corporates, including current accounts, savings accounts, salary accounts, fixed deposits, and debit cards through Paytm Payments Bank; digital lending products; movie and travel ticket cancellation protections; and wealth management services. Further, it operates an insurance marketplace that offers products across auto, life, and health insurance, as well as policy management and claim services. As of June 30, 2021, the company offered payment services, commerce and cloud services, and financial services to 337 million registered consumers and approximately 21.8 million registered merchants. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.