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Need Money? Get Instant Loan
Assured Fastest Disbursal

What is Personal Loan?

A Personal loan is money that an individual borrowed from a bank, credit union or Online lender that they can pay in flexible EMI tenure.

Personal loans are of two types , Secured and Unsecured. Secured Personal Loan requires you to pledge valuable tangible assets to guarantee repayment and has a lower interest rate while unsecured loans do not require any collateral from borrowers and can be used for any reason.

Why choose Personal Loans?

Getting an instant personal loan has never been easier. Here are the steps to apply for a personal loan:


Download & register on the GrowMudra app. Fill in a few basic details.

Get Instant Approval

Get approval in minutes. Once approved upload your KYC documents on the app.

Ready to Transfer

Once your KYC is in place, just select how much cash you want to transfer to your bank, and you are set!


Check your Eligibility

Check whether your profile is eligible for a personal loan with Fullerton India


Calculate EMI

Get to know your monthly EMI’s for your desired amount easily


Apply Now

Apply for Instant Personal Loan Within Minutes!

Advantages of Loans with Growmudra

1. No restrictions on usage of the loan amount – Unlike other loans, you are free to use the instant personal loan amount for any of your urgent requirements. Also, getting the best personal loan interest rates is easier. This is one of the best features of quick personal loans online.

2. No collateral requirement – If you are applying for quick personal loans online through GrowMudra , you need not pay or pledge for security to get the instant personal loan online (unlike the conventional way of collateral or security deposit).

3. Flexible repayment – You are free to choose the duration of the quick personal loan online, but the main product is an enhancement to the salary and can be availed for a month. You can also opt to repay the amount whenever you feel like. To calculate personal loan interest rates, use our personal loan EMI calculator.

4. Less documentation – With digital revolution and digital money, loan processing has become easier and less tedious, unlike it used to be in the past. You only need to submit basic documents and your loan is approved within minutes. For approved users, the disbursal happens in seconds.

5. Attractive and reducing interest rates – A unique feature of GrowMudra is that it offers the best personal loan interest rates based on your credit score and also, if you do not have one. Also, the interest rate is fixed throughout the tenure of your loan and is not subject to change. So, you need not worry about interest rate changes.
The interest rate is very rational and comes down to less than Rs.9/day if you avail Rs.10,000, so if you take Rs.10,000 for 5 days your interest will be Rs.45 which is quite feasible.

6. Borrow multiple time: - Customer can borrow loan multiple times. He can repay the active loan and avail next loan after 3 days from the repayment date.

7. No Pre closure Charges: - There is no pre closure charges applied to customer if he wants to close the active loan before his loan duration or loan tenurity. Customer has to pay only the outstanding amount that is shown in the application.

8. 24*7 Service: - Customer can apply for loan anytime from GrowMudra application.

Features & Benefits

Flexible and Attractive Interest Rates

The personal loan starting rate is 11.99%* for salaried and self-employed individuals with a maximum limit of 36%*.

100% Paperless & Online Approval

Our personal loan procedure is completely paperless if you apply online. No heavy paperwork involved at all.

Quick Disbursal

After all checks are performed, the approved amount will be credited to your bank account within 30 minutes* of approval.

Additional Benefits for Existing Customers

Our existing customers can expect additional benefits.

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