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IndusInd Bank shares fall 6% on reports of second audit into microfinance interest discrepancy

22 Apr , 2025   By : Debdeep Gupta


IndusInd Bank shares fall 6% on reports of second audit into microfinance interest discrepancy

Shares of IndusInd Bank dropped as much as 6 percent to Rs 776 apiece on April 22, following reports that the bank’s board has brought in Ernst & Young (EY) to conduct a second forensic audit. This new probe will focus on a Rs 600 crore discrepancy related to accrued interest income from the bank’s microfinance portfolio.


The EY audit is being launched in parallel with an ongoing investigation by Grant Thornton Bharat (GTB), which is examining irregularities in how IndusInd Bank accounted for its forex derivatives portfolio.


EY's mandate will include investigating possible operational lapses, identifying any instances of fraud, and establishing responsibility for the discrepancies.


Earlier this month, IndusInd Bank also enlisted PwC to carry out an independent review of its forex derivatives accounting. That report estimated potential losses at Rs 1,979 crore—significantly higher than the initial estimate of Rs 1,600 crore.


Reports noted that PwC’s findings were accompanied by substantial disclaimers. The projected losses represent approximately 3.1 percent of the bank’s net worth as of the date of the report.


Separately, IndusInd Bank has announced a key corporate restructuring move. The bank has promoted Santosh Kumar to the role of Deputy Chief Financial Officer (CFO) ahead of its fourth-quarter earnings. Kumar will take over from interim CFO Arun Khurana, who had assumed the role in January while continuing to head treasury operations.


Since March 10—when the bank first disclosed the irregularities in its derivatives portfolio—IndusInd Bank’s stock has declined by 11 percent. However, in the past five trading sessions, the stock has rebounded sharply, gaining 16 percent, as investor sentiment improved in response to the bank’s prompt steps to address and investigate the issue.



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